Credit Card

Personalize your operations with exclusive features for the Brazilian market with WEpayments’ credit card payment method.

Simplify the consumer experience and increase your average ticket

Less than 30% of the Brazilian population has credit cards enabled for international purchases due to high exchange rates. Taxes like the IOF, which reached over 4% in 2024, directly impact consumer purchasing decisions and can affect the average ticket.*

*Data taken from payment method statistics on the Central Bank of Brazil website.

0 %

of transactions per year*

*Source: The 2023 Latin America E-commerce Blueprint (PCMI)

+ 0 %

of e-commerce payment volume is done with cards*

*Source: Associação Brasileira das Empresas de Cartões de Crédito e Serviços (Abecs)

0 %

of Brazilians prefer to pay in installments*

*Source: SPC Brasil 2022

Enhance your performance by offering the leading brands in the market

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Easier for you to sell with WEpayments' credit card

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One-time payment

Serve 21% of the population who prefer to pay upfront

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Installment payment

Set the maximum number of installments for your clients (from 2 to 12 installments)

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Refund flexibility

Issue full or partial refunds to your clients quickly and automatically without affecting the agreed values

How does the credit card work?

1
The client selects the credit card as the payment method at checkout.
2
A tab is generated to fill in the charge confirmation details.
3
We process the payment in seconds.
4
We pass the payment to the merchant.

Receive worry-free

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Flow settlement

Receive installments monthly according to the buyer’s payment flow
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Early settlement

Advance the total sale amount and receive it in a few days
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Withdrawal scheduling

Have the freedom to schedule periodic withdrawals or request them as needed for your business, to any bank worldwide, at no cost*
*One free daily withdrawal.

Expand your reach with credit cards on WEpayments

Local market reach

Accept payments from cards enabled within Brazilian territory without bureaucracy.

Reach various audiences

Offer international and local brands to your clients.

Offer installment options

Increase the average ticket with the option of one-time or installment payments.

Combine security and performance features

Ensure more peace of mind for your operation with our dispute handling and intelligent system that enhances your approval rates.
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Incident Notification

Be informed about the opening of disputes. You only need to submit the requested documentation.

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Defense with Acquirers

Avoid bureaucracy and unnecessary losses with our defense against undue disputes, carried out directly with Brazilian acquirers.

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Total protection

Have integrated protection in all your credit card transactions.
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Combination of Analyses

State-of-the-art technology with an extensive database for automatic analysis and a manual analysis desk provide the perfect balance between conversion and protection.
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Optimization by Segment

Leverage advanced tools that optimize the approval rate for your business model.

Integrate your operation quickly and accelerate your time to market

API

Ensure quick and seamless integration with our RESTful API-based payment solution using JSON (Javascript Object Notation). Guarantee high scalability, transaction security, and system stability.

Dashboard

Process up to 20,000 payments at once with our dashboard. Access all API functionalities available in the Dashboard, including balance inquiries, payment status checks, and issuance of receipts.

WooCommerce

Simplify your integration process with our Plug and Play tool for WooCommerce. Enjoy intuitive and personalized navigation during the setup of billing and checkout steps.

More than payments

Have a solution that boosts your operation and provides strategic support for expanding your business.

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Support at every stage

The Sales Engineers team is ready to facilitate your journey from the implementation phase of the solution, as well as continuous alignment and maintenance to ensure an excellent experience for your business.
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Focus on your success

A dedicated Customer Success area focused on finding solutions that positively impact your business, addressing your needs and goals, and driving the scalability of your operations in the Brazilian market.

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Specialized support

Humanized support ready to ensure high-performance resolutions with minimal wait times, offering an exceptional experience for you and your customers.

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Legal Assistance and Compliance

Legal support for constant adaptation to new regulations and maintenance of compliance standards required by Brazilian authorities.

Expand your sales with a payment method optimized for the local market