Automatic Pix is emerging as one of the most promising innovations in the Brazilian financial system, offering a new approach to recurring payments. By bringing simplicity, efficiency, and inclusion to these transactions, Automatic Pix stands out as a transformative solution for businesses across various sectors.
WEpayments, a payment institution regulated by the Central Bank of Brazil and a direct participant in Pix, is at the forefront of this transformation, offering complete solutions for companies looking to modernize their billing processes and provide an enhanced experience for recurring customers.
Use Cases – Authorization Journeys with Automatic Pix
Automatic Pix’s flexibility allows businesses to tailor their billing strategies to suit various business models and customer profiles. Explore the available options:
Journey 1: Authorization with App Notification for Confirmation
In this model, the authorization request is sent directly to the customer’s banking app via push notifications—no QR codes required. The authorization is completed upon the customer’s confirmation. Ideal for businesses with direct relationships with their customers, such as gyms, schools, or service providers who already hold client banking information.
Journey 2: Authorization via QR Code Containing Only Recurrence Data
The company provides the customer with a QR code containing the recurring payment information. When scanned, the customer is redirected to their banking app to review and approve the authorization. This eliminates the need for manual actions for each payment. Best suited for simple subscriptions like streaming services or physical businesses like gyms and clinics, where the QR code can be printed and reused.
Journey 3: QR Code for Immediate Payment Plus Recurrence Setup
This journey combines an initial one-time payment with the setup of future recurring payments. The customer completes the initial payment and simultaneously authorizes future Automatic Pix charges. Perfect for services requiring an upfront fee—like subscriptions or memberships—where immediate activation is needed.
Journey 4: One-Time Payment/Booking via QR Code + Recurrence Offer
Here, the option to activate recurring charges is offered as a second step after a manual payment or scheduled transaction. Once the one-time payment is completed or scheduled, the customer is invited to enable Automatic Pix for future recurring payments.
WEpayments offers multiple authorization journeys for Automatic Pix. Speak with our sales team to identify the most suitable model for your business.
Key Features of Automatic Pix for Businesses
Automatic Pix is a flexible solution with features tailored to meet diverse business needs:
- Customizable billing periods: Schedule payments weekly, annually, or at any interval aligned with your business model.
- Flexible durations: Set subscriptions with indefinite durations or fixed periods as needed.
- Fixed or variable charges: Choose between set pricing or adjust charges based on customer usage.
- Retry logic for failed payments: Set rules for reattempts if a charge fails, improving collection success rates.
- Credit limit usage: By default, Automatic Pix can use the customer’s available credit limit, allowing payments even with insufficient balance.
Additional Features with WEpayments
Beyond the core features and authorization journeys, WEpayments is developing additional functionalities to make the experience even more efficient:
Smart Notifications
Enhance client interaction and internal management. Notify customers about created authorizations, confirm approved ones, track scheduled payments, and receive alerts for failed charges. A complete notifications dashboard lets you view, filter, and monitor all client communications.
Automation and Operational Efficiency
Once authorized, WEpayments automatically schedules future debits based on pre-defined rules, ensuring convenience and speed. We also offer tools (via dashboard or API) to consult, modify, or cancel authorizations and schedules, streamlining your operational management.
Performance Metrics
Track key indicators for recurring payments:
- Acceptance vs. refusal rate of authorizations
- Average number of installments settled per customer
- Delinquency rates by recurrence
- Conversion by authorization journey
These features will be gradually released following the official launch of the solution.
Why Choose WEpayments as Your Partner?
WEpayments is a payment institution regulated by the Central Bank of Brazil, specializing in innovative and efficient solutions for businesses seeking to simplify their payment operations.
- Direct Pix participant: Direct connection to the Pix system, ensuring faster transactions, reduced costs, and greater control.
- Mass payment expertise: Proven experience in processing large volumes of transactions via Pix.
- Custom solutions: Our tools are tailored to your business needs, delivering efficiency and measurable results.
With WEpayments, your business is equipped to unlock the full potential of Automatic Pix—offering your customers a modern, convenient, and secure payment experience.
Prepare for the Future with Automatic Pix
Automatic Pix will launch on June 16, 2025, marking a new era for recurring payments in Brazil. Don’t miss the opportunity to modernize your operations and provide your customers with an innovative and inclusive solution.
Contact us today and learn how to implement Automatic Pix in your business.
